How To Apply and Use GTBank Internet (Online) Banking



Guaranty Trust Bank (GTBank) is a Nigerian multinational bank that ranks among the best 10 Nigerian banks. Just like most banks, the financial institution offers what they call GTBank internet banking services. It is a bank that many people rely on when it comes to international transactions, collection and clearance of foreign cheques.

What is GTBank Internet Banking Service?

GTBank internet banking or GTBank online banking is a service that eases and conveniently allows you to bank from the comfort of your home, at work or abroad and shop online. You can practically perform almost all the actions that would entail going to any bank branch from your comfort zone. The Online banking allows you to check your account balance in real time, transfer funds/ payments to anyone locally or internationally (if you have a domiciliary account). You can also convert your foreign currency to local currency and print your statement from the GTBank Internet banking platform. In addition to all the above mentioned, you can also pay your utility bills, request, confirm and stop cheques and book flight tickets on the following Airlines (British Airways, Lufthansa German Airliness, Aviareps-Afriqiyah Airways, Delta Air Lines, Alitalia Airline).

The opportunities are quite enormous. It allows you 24/7 access to your account anywhere you are in the world so long as you have got internet.

See Also How To Open a GTBank Non Resident Nigeria NRN Account

How To Apply For GTBank Internet Banking Service

There are various options available when you want to apply for GTBank Online Banking Service

1. If you have internet access, you can click here to download GTBank internet banking and token request form which you are to carefully fill and take to any GTBank branch near you. If you don’t have internet access, simply walk into any of their branches to request for and fill the Internet Banking Form. A token is a small electronic device that helps secure your online banking.

2. The form can also be scanned and e-mailed to [email protected] if you are indisposed to walk into the bank.

3. Contact GTConnect (GTB Contact Center) to obtain your log-in details (Username and Password) or wait at the bank for them to set it up and give you your login details.

To maximize the benefits of internet banking, you should apply for token at the same time.

4. After you have received your login details, visit and type in your Username and Password (issued by Guaranty Trust Bank). You should be able to see a web page like the image below.

Guaranty Trust Bank- GTBank Internet Banking

5. This should be able to take you into your account to perform any action you would like. If you are finding it difficult at this stage, contact GTB or mail your queries or request to [email protected] or dial GTB contact centre on 0700 GTCONNECT (0700 482666328) 01-4480000, 08029002900, 08039003900 and follow the voice prompt or press 2 and 0 to speak to an Agent.

Note that your password should be guarded in the same way as your ATM card pin.

Bonus: How To Operate Your GTBank Account From Your Mobile Phone

How To Use GTBank Internet Banking

After you have successfully logged on to your account, it would be wise for you to get the activation code for your card. The enables more levels of security especially if you are interested in engaging in online shopping with your bank card.

Also on the left side bar, you should be able to see where to select services. Go through the listed services and add any other ones you think may apply to you as not all of the services are selected by default. You would be required to use your token at this stage after which your Internet banking account is 100% ready for any form of transaction.

See Also: How To Open a GTBank Account in Nigeria

  • Aliyu

    Internet banking particularly with GTB is superb, but must we the customers work in to the bank again? Please develop a way where customers need not pass that rudiment of hustle.

    I personally went to one of your branches to fill that form for internet banking but to no avail because I could not stand & wait for more than 30 mins.

    I planned to go back since 6 months ago but have no such luxury, hence logging now to see if I can register and apply Online, picking up token is not a problem. But the registration.

    Pls develop a way.

  • okafor Innocent

    can i get GTB master card even when i don’t have account with GTB?

  • Ademola

    I wish to open a domiciliary account with GTBank as a current account holder with the bank, what do I need to get this done?

  • steve

    i wish this internet banking registration could all be done online without going to one of your branches.

  • brenda

    Please….must I have a current account to transfer? And what is d difference between neft and instant payment?

  • zubairu

    i applied for online banking but i have not yet received my login details even though i was told that it will be sent to my email box. pls i want to know where i have gone wrong.

  • Sola

    Pls I have been trying to get an activation code since yesterday but to no avail. Kindly help me as clicking on CARDS >REVIEW ACTIVATION CODE DOES NOT TAKE ONE ANYWHERE ON YOUR SITE.
    God bless you

  • Yusuf Ismail Abiodun

    Pls I applied for an internet banking service in which I was given a token and dis will be activited after 24 hours. Dis is over 30 hours still to receive my I’d and password. My telephone number is 08055812949

  • olusayo

    Can I deposit into my account without going to the banking hall?

  • SB

    Hi, I live in Kaduna. I have been to 2 of your branches in kaduna requesting for Internet banking but was told none of your branches in Kaduna has token as such they can’t help me with Internet banking. Can I apply online? Thanks.

  • http://Google Unekwu Odiba

    Gtbank is a nice bank but the Internet banking facility is still weak. I just asked for the form now in Lokoja branch and I was told that they do not have the device for now. When I asked the lady when to come back, she answered that she can’t tell. I need this urgently or should I go to another bank?

  • beetee

    I was told i didn’t need to register for internet banking to shop online but have been trying since forever to pay for stuff online and it keeps saying that the bank does not permit the transaction even after I went to complain at the bank they just said it was supposed to work. What do I need to do, nobody’s paying any attention to me