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How To Open A Guaranty Trust Bank (GTBank) Account in Nigeria


Guaranty Trust Bank (GT Bank) has become one of the strongest banks in Nigeria. With a total assets of over 1.5 trillion Naira, revenues of over N170 billion and a great customer service, Guaranty Trust Bank is a bank to bank with in Nigeria. The financial institution offer different account types ranging from current to savings account. If you want to open account with GTBank in Nigeria, simply follow a very simple step and you should have an account ready in a few days.

Guaranty Trust Bank Plc - How To Open A Guaranty Trust Bank (GTBank) Account while in Nigeria

Requirements for Opening an Account With Guaranty Trust Bank

1. Proof of address: This is usually in the form of a utility bill that bears an address that corresponds to the one you would like to use as your contact address with Guaranty Trust Bank. The utility bill should not be more than 3 months old. Examples: PHCN bill, Bill from your water coporation or Lagos Waste Management Authority (LAWMA) bill.

2. A form of identification. They would normally ask for a nationally identifiable I.D Card. This could be your national I.D card or passport, a valid driver’s License or even a voter’s registration card.

3. Two Referees: This depends on the type of account you are requesting for. For a savings account, you don’t need any reference but for a current account or company account, you would need 2 references in addition to the first 2 requirements.

Guaranty Trust Bank Nigeria does not usually request for any initial deposit while opening a standard account.

See Also:

Opening a Bank Account in South Africa

Internet Banking – GTBank PLC

Processes Involved in Opening a Guaranty Trust Bank Account

1. Walk into any Guaranty Trust Bank branch and head for the customer service section (usually located towards the main entrance) and inform the staff that you would like to open an account with them and they should offer you a form to fill (note that you can as well download this form online from the official GTBank website (click here to download GTBank individual account opening form). Carefully fill out the form including your contact address that matches your utility bill and hand it over to the staff. You should direct any queries to the staff if you are confused at any point and even if you cannot write properly they should be able to assist you in the best possible way.

Also See: How To Operate GTB Mobile Money – Guaranty Trust Bank plc

2: Submit the form to the staff and that should be it. You should receive an account opening alert within 1 to 2 weeks notifying you of you new account details.

It is not a must that you use your residential address. you can equally use your office/work address so long as the address is verifiable and matches one on your utility bill.

Guaranty Trust Bank also offers Nigerians who are not resident in the country an easy way to create an account which they call Non Resident Nigerian (NRN) account  Services and this grants nin-Nigerian residents access to a wide range of products and services. Click here to see How To Open A GTBank Account If You Are A Nigerian Living Abroad

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  • agwazim

    how can i have act with gtb i mean on line pls put me through thanks.agwazim

  • Answers Africa Staff

    Simply fill out the internet banking form and submit at any GTBank branch and they will get it set up ASAP.

  • Christian

    It so much good.GTBANK here i come

  • Caleb

    What if you dont have a national I.D card or voters registration passport( for those who have just turn 18) and you dont even own a car? Isn’t there any other way? can you use that of your parent? pls i need your reply

  • Usman Abubakar

    please i have a university I.D Card can i use it to open up an account with GT Bank please i need a quick reply. thanks

  • Haruna Hakeem O.

    Why not operating zero interest banking.

  • sulaiman abubakar

    how can I open an online account in Nigeria

  • Beverly Jospeh

    I want to open a joint account but I do not have a residential address in Nigeria what can I do

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