With it having been in the crux of the Kenyan banking sector for over fifty years, Co-operative Bank of Kenya needs no further introduction. The bank has been one of the leading banks in Kenya with a vast customer base. It has been a force to reckon with in the Kenyan financial sector and a key player in supporting the development and growth of SMEs and other existing large companies and enterprises in the country.
The bank has distinguished itself as a top-notch banking and financial service provider in Kenya, other neighboring East African countries, and internationally. In 2010, Co-operative Bank of Kenya was awarded and recognized as the best financial institution in Kenya by the Banker Magazine Awards of the Financial Times of London. A few years later, in 2013, it was awarded the Most Green Bank at the Energy Management Awards, to mention but a few.
How Co-operative Bank of Kenya Began
The Co-operative Bank of Kenya was established on January 10, 1968, and it has remained one of the most relevant banks contributing significantly to the entire growth of the Kenyan economy.
The banking giant started off with quite a paltry amount of capital base of Ksh 255,000 which was below the threshold of the minimum capital requirement approved by the Kenyan Banking Act; it was at the time placed at a whooping Ksh 2 million. Luckily for the bank, the Government waged into the situation by injecting an interest-free loan of Ksh 214,000 into the bank, to be paid in 10 years, which augmented the shortfalls in the initial capital base of the co-operative bank.
Notwithstanding, the government still granted the bank the privilege of exemption, by giving them a sufficient grace period to complete the aforesaid minimum capital requirement. Progressively, within the same year, the bank got its first Board of Directors with Mr. B. Kathanga and Hon C. W. Rubia, M P as Chairman and Vice-Chairman respectively in addition to 7 board other members.
On December 16, 1977, the bank got registered as a Co-operative Financial Limited, giving it the license to operate as a financial institution before opening its doors to customers officially on March 8, 1993. Significantly, it was in 1994 that the Bank advanced into a full-fledged commercial bank offering all the financial services obtainable in a conventional commercial bank thereby leaving its old Co-operative status behind.
The bank recorded another significant milestone in 1998 after signing a contract with MoneyGram International, which made it the agent for the company’s international funds remittance business.
Moreover, the bank continues to grow in leaps and bound and by 2009, it witnessed an unprecedented customer-base growth from over 700,000 at the close of 2008 to a staggering 1.1 million at the close of 2009. This is in addition to establishing an additional 22 more branches, making their total branches to be as much as 74 branches, with a mention of the over 2.3 billion profit recorded by the bank in 2007.
Today, the bank has made so much progress and profit and they are showing no sign of slowing down. What’s more, the bank kept adding up to its litany of awards and recognitions year-in-year-out. Some of the most notable awards it got includes:
- 2019: Best Bank in Sustainable Finance in Kenya by the Kenya Association of Manufacturers Awards
- 2018: Best Investment Institution in Kenya by Banker Africa; Best bank in Kenya by EMEA African Banking Awards
- 2016: Best Commercial Bank, Kenya by Banker Africa; The Best Socially Responsible Bank in East Africa By Banker Africa
- 2015: The Financial Times Financial Inclusion Global Award; Bank of the Year for Financial Inclusion in The Bankers Awards run by the Financial Times of London
- 2014: Two MoneyGram awards
- 2011: Bank of the Year in Kenya by the Financial Times of London (the second year in a row as the bank also won the award in 2010); Best Company in Corporate Governance.
A-List Of Co-operative Bank of Kenya Branches, Codes, and Addresses
With regards to its branches, the Co-operative Bank of Kenya has been able to expand its boundaries to every nook and cranny of the country as there is hardly any province in which a branch of the bank has not been established. However, for the time being, the bank has close to 100 branches nationwide. Below is a list of some of its branches and their codes.
| S/N | Branches | Branch Code | Branch Address |
| 1 | AgaKhan Walk Branch
|
11065 | P.O. Box 20818– 00100 Nairobi |
| 2 | Co-op House Branch
|
11002 | P.O. Box 67881 – 00200 Nairobi |
| 3 | Athi River Branch
|
11033 | P.O Box 321 -00204 Athi River |
| 4 | Buru Buru Branch
|
11032 | P.O. Box 427 – 00515 Buru Buru |
| 5 | City Hall Branch
|
11049 | P.O. Box 44805 – 00200 Nairobi |
| 6 | Dagoretti Branch
|
11130 | P.O. Box 38665- 00100 Nairobi |
| 7 | Dandora Branch
|
11075 | P.O. Box 774 – 00516 Nairobi |
| 8 | Donholm Branch
|
11087 | P.O. Box 1468 – 00515 Nairobi |
| 9 | Eastleigh Branch
|
11020
|
P.O. Box 360 – 00610 Eastleigh |
| 10 |
Emali Branch
|
11159 | P.O Box 123- 90121, Emali |
| 11 | Embakasi Branch
|
11069 | P.O. Box 19178 – 00501 Nairobi |
| 12 | Embakasi Junction Branch
|
11121 | Opposite Taj Mall, off North Airport Road P.O. Box 1013 – 00521 Embakasi |
| 13 |
Enterprise Road
|
11056 |
P.O. Box 17928 – 00500 Nairobi |
| 14 |
Gikomba Branch
|
11078 | P.O. Box 9146 – 00300 Nairobi |
| 15 | Gikomba Area 42 Branch
|
11154 |
P.O. Box 9146 – 00300 Nairobi |
| 16 | Githunguri Branch
|
11134 | P.O. Box 87-00217, Githunguri |
| 17 | Githurai Branch
|
11047 | P.O. Box 41420 – 00100 Nairobi |
| 18 |
Gigiri Mall Branch
|
11151 |
Gigiri Square Building, Opposite the UN Headquarters P.O. Box 76941 – 00600 Mobil Plaza Nairobi
|
| 19 |
Industrial Area Branch
|
11007 | P.O. Box 18119 – 00500 Nairobi |
| 20 |
Jomo Kenyatta International Airport (JKIA) Branch
|
11158 | P.O. Box 19282 -00501 JKIA |
| 21 |
Juja Branch
|
11124 | P.O. Box 75-0100 Kalimoni |
| 22 |
Kajiado Branch
|
11076 | P.O. Box 454 – 01100 Kajiado |
| 23 | Kangemi Branch
|
11074 | P.O. Box 29134 – 00625 Nairobi |
| 24 | Changamwe Branch
|
11104 | P.O Box 87771- 80100 MSA c/o Nkrumah Rd Branch |
| 25 |
Kenyatta Avenue Branch
|
11054 | P.O. Box 44805 – 00200, Nairobi |
| 26 | Kilifi Branch
|
11108 | P.O. Box 96 – 80108 Kilifi |
| 27 | Kongowea Branch
|
11122 | P.O. Box 46-80122, Kengeleni |
| 28 | Likoni branch
|
11086 | P.O Box 96056-80110 Likoni |
| 29 | Malindi Branch
|
11061 | P.O. Box 2022 – 80200 Malindi |
| 30 | Mariakani Branch
|
11060 | P.O. Box 435 – 80113 Mariakani |
| 31 |
Mpeketoni Branch
|
11136 | P.O. Box 179-80503, Mpeketoni |
| 32 |
Mtwapa Branch
|
11030 | P.O Box 521 – 80109, Mtwapa |
| 33 |
Nkurumah Road Branch
|
11004 |
P.O. Box 87771 – 80100, Mombasa |
| 34 | Nyali Mall | 11139 | P.O. Box 34003- 80118, Nyali |
| 35 | Ukunda Branch
|
11029 | P.O. Box 568 – 80400 Ukunda |
| 36 | Voi Branch | 11059 | P.O. Box 770 – 80300 Voi |
| 37 | Karen Branch | 11135 | P.O. Box 24644 – 00502 Karen |
| 38 | Kawangware Branch
|
11042 |
P.O. Box 46904 – 00100 Nairobi |
| 39 | Kawangware 46 Branch
|
11126 |
P.O. Box 45337-00100 Nairobi |
| 40 | Kariobangi Branch
|
11041 | P.O Box 252-00515 Buru Buru |
| 41 | Kayole Branch
|
11027 | P.O. Box 43 – 00518 Kayole |
| 42 | Kimathi Street Branch
|
11045 | P.O. Box 7512 – 00200 Nairobi |
| 43 | Kibera Branch
|
11070 | P.O. Box 20423 – 00100 Nairobi |
| 44 | Kikuyu Branch
|
11133 | P.O. Box 1439-00902 Kikuyu |
| 45 | Kilimani Branch
|
11161 | P.O. Box 34904-00100, Nairobi |
| 46 | Kitengela Branch
|
11064 | P.O. Box 258 – 00242 Kitengela |
| 47 | Lavington Mall
|
11149 | Lavington Green Shopping Centre P.O. Box 26073-00100 Nairobi |
| 48 | Limuru Branch
|
11132 |
P.O. Box 787-00216, Limuru |
| 49 | Maasai Mall Branch
|
11141 | P.O. Box 730-000511, Ongata Rongai |
| 50 | Mlolongo Branch
|
11107 | P.O. Box 250 – 00519 Mlolongo |
| 51 | Mombasa Road Branch
|
11127 | P.O. Box 49338 – 00100 Nairobi |
| 52 | Moi Avenue Branch
|
11014 | P.O. Box 46541 – 00100 Nairobi |
| 53 | Nacico Branch
|
11040 | P.O. Box 8666 – 00300 Nairobi |
| 54 | Nairobi Business Centre
|
11051 | P.O. Box 19555 – 00202 Nairobi |
| 55 | Ngong Branch
|
11125 |
P.O. Box 1036-20143 Ngong |
| 56 | Ongata Rongai Branch
|
11038 | P.O. Box 470 – 00511 Ongata Rongai |
| 57 | Parliament Road Branch
|
11044 |
P.O. Box 5772 – 00200 Nairobi |
| 58 |
Ridgeways Mall Branch
|
11156 | P.o Box 148-00621, Village Market |
| 59 | River Road Branch
|
11079 | P.O. Box 9678 – 00300 Nairobi |
| 60 | Ruaka Branch
|
11089 | P.O. Box 2070 – 00621 Village Market |
| 61 | Ruiru Branch
|
11138 |
P.O. Box 2039 – 00232, Ruiru |
| 62 |
Utawala Branch
|
11111 | P.O. Box 48022 – 00100 Nairobi |
| 63 |
Kenyatta Avenue Branch 2
|
11164 | P.O. Box 97976 – 80112 Mombasa |
| 64 | Chuka Branch
|
11018 |
P.O. Box 101 – 60400 Chuka |
| 65 |
Embu Branch
|
11023 |
P.O. Box 1337 – 60100 Embu |
| 66 | Garissa Branch
|
11081 |
P.O. Box 1360 – 70100 Garissa |
| 67 |
Gatundu Branch
|
11137 | P.O. Box 82-01020, Gatundu |
| 68 | Isiolo Branch
|
11102 | P.O. Box 518 – 60300 Isiolo |
| 69 | Karatina Branch
|
11028 | P.O. Box 931 – 10101 Karatina |
| 70 |
Kangema Branch (St Paul`s Plaza)
|
11160 | P.O Box 36-10202, Kangema |
| 71 | Kerugoya Branch
|
11012 | P.O. Box 635 – 10300 Keruyoga |
| 72 | Kitui Branch
|
11067 | P.O. Box 1432 – 90200 Kitui |
| 73 | Kutus Branch | 11119 | P.O. Box 218 – 10304, Kutus |
| 74 |
Machakos Branch
|
11009 |
P.O. Box 1250 – 90100 Machakos |
| 75 | Makutano Branch
|
11043 | P.O. Box 1328 – 60200 Meru |
| 76 | Marsabit Branch
|
11128 | P.O. Box 392-60500, Marsabit |
| 77 | Maua Branch
|
11048 | P.O. Box 565 – 60600 Maua |
| 78 | Meru Branch
|
11005 | P.O. Box 1328 – 60200 Meru |
| 79 | Muranga Branch
|
11026 | P.O. Box 954 – 10200 |
| 80 | Mwea Branch
|
11118 | P.O. Box 125-10303 Wanguru |
| 81 | Mwingi Branch, | 11088 | Opp Salubi 2000 Hse, Mwingi Town
|
| 82 | Nanyuki Branch
|
11068 | P.O. Box 1465 – 10400 Nanyuki |
| 83 | Nkubu Branch
|
11055 | P.O. Box 740 – 60202 Nkubu, |
| 84 | Nyeri Branch
|
11010 | P.O. Box 12253 or 1032 – 10100 Nyeri |
| 85 | Othaya Branch
|
11131 | P.O. Box 257 – 10106, Othaya |
| 86 | Yala Branch | P.O Box 165-40610 Yala | |
| 87 | Siakago Branch
|
11071 | P.O. Box 193 – 60104 Siakago |
| 88 | Tala Branch
|
11077 | P.O. Box 645 – 90131 Tala |
| 89 | Thika Branch
|
11039 | P.O. Box 1815 – 01000 Thika |
| 90 |
Thika Makogeni Branch
|
11163 | P.O Box 5077 -01002 Makadara |
| 91 | Wote Branch
|
11114 | P.O. Box 537-90300, Makueni |
| 92 | Chogoria Branch | 11165 | P.O. Box 472-60401, Chogoria |
| 93 | Naivasha Branch | 11165 | P.O. Box 1180 – 20117 Naivasha |
| 94 | Eldoret Branch
|
11013 | P.O. Box 2948 – 30100 Eldoret |
| 95 |
The Anchor Building – Kenyatta Street Eldoret
|
11169 |
P.O. Box 2220 – 30100 Eldoret |
| 96 | Engineer Branch
|
11147 | P.O. Box 364- 20318 North Kinangop |
| 97 | Gilgil Branch
|
11084 | Opp NK Hse, Gilgil Town |
| 98 |
Kapsabet Branch
|
11072 | P.O. Box 869 – 30300 Kapsabet |
| 99 | Kenyatta Avenue Nakuru Branch
|
11063 | P.O. Box 2982 – 20100 Nakuru |
