Stanbic IBTC Bank is one of the commercial banks in Nigeria that is dedicated to serving individuals and businesses (both small and large scale). If you’re seeking a safe place to keep your money, invest and carry out all banking transactions, then look no further. Stanbic IBTC bank has the best interest of its customers at heart. There’re many ways you can bank with them through the numerous Stanbic IBTC Self Service Banking Options. You’ll have an in-depth understanding of these options in the course of this article.
Stanbic IBTC Has Numerous Self-Service Banking Options Available for Customers
Africa as a continent, which is one of the largest in the world, needs financial institutions that are committed to its holistic growth. This gave rise to the Stanbic IBTC Bank coming up with many self-service options. These options come with various benefits that you can take advantage of any that deem fit to you. They include the following:
- Agent Banking
- @ease wallet
- SMS Banking
- Internet Banking
- Bulk Note Acceptor
- BVN Registrations
- USSD Banking
As one of Stanbic IBTC self service banking options, Stanbic IBTC Agent banking meets the lifestyle needs of the underbanked and unbanked. In pursuing this goal, Stanbic IBTC also empowers businesses around its community, providing financial services to many. If you want to consider being a Stanbic IBTC agent, some of the benefits include;
- Income Generating: Earning commissions at all services provided at the agent locations.
- Cash Management: As an agent, you have the opportunity to clear cash off your premises.
- Zero branding cost: Locations owned by agents are branded at little or no cost.
- Cross-sell: As a banking agent you have the opportunity to sell your goods and services to walk-in customers.
The self service banking functions you can perform with a Stanbic IBTC Agent banker include the following;
- Open @ease wallets and Tier 1 accounts
- Cash deposits
- Cash Withdrawal
- Pay bills
- Purchase airtime
- Get a Debit card and link it to your Stanbic IBTC bank account instantly
To do any of these, simply visit any Stanbic IBTC Agent Banker closest to you and ask for the banking service you want to perform.
Not too many banks offer this service but it is one of the innovative Stanbic IBTC self service banking options for customers. It’s an electronic wallet designed by Stanbic IBTC to attend to your lifestyle needs, such as transfer, track your account, and make payments. Opting for this Stanbic IBTC self service banking option, you stand the chance of;
- Send and Receive Money
- Withdraw Cash from any Stanbic IBTC partner agent locations or any ATM
- Get an instant Debit Card from any Stanbic IBTC partner agent location and link it to your wallet
- Withdraw Cash without a Debit Card from an ATM or at an Agent location (cardless withdrawal)
- Airtime purchase for all mobile networks
- You will get instant SMS notification as soon as your airtime is loaded
- No delay in receiving your airtime on your mobile device.
- Bill Payment for all partner service providers
- Secured banking service, no fear of cybercrime when using your registered phone number. The bank has this taken care of for you.
- Open a Stanbic IBTC @ease wallet for your friends and family.
You can make use of the Stanbic IBTC @ease Wallet in two different ways; either through the bank’s mobile app or via USSD code.
Steps For Registering on Stanbic IBTC @ease Wallete Mobile APP
- Visit the app store compatible with your mobile device and search for the Stanbic IBTC @ease app
- Download the app to your mobile device and give it permission to function properly on your device
- When the installation is completed, click on the app to open it
- Enter your phone number to begin your registration
- Write your first name, surname, date of birth, and gender. This should be the same as what you used to open the account.
- Choose a secret word and enter it on the app where prompted to do so
- Input your referral code if anyone has referred you or leave the space blank
- You will get an OTP sent to your registered mobile phone number to validate the number
- Enter the OTP you received
- You will receive a welcome SMS for having registered for the service
- Your @ease wallet number will be displayed (eg: 8012345678). On the same page, you will be prompted to set up a PIN and confirm your PIN
- Fund your account and start enjoying banking @ease
Steps For Registering on Stanbic IBTC @ease Wallete USSD Service
- Dial *909#
- Chose @ease wallet
- Click Open Account
- Input your Surname
- Input your First Name and any other Name you bear
- Write your Date of Birth (YYYY-MM-DD)
- Submit your Address
- Enter your referral code (optional)
- Enter Secret word
- You will receive a welcome SMS for the service
- Dial *909# again and select @ease wallet to create your PIN
- Fund your @ease wallet and start enjoying Stanbic IBTC @ease banking
However, there are limitations to what you can do on the @ease wallet like your limit based on your wallet class.
|Wallet Class||Transaction Limit||Wallet Balance|
Stanbic IBTC recently introduced its esteemed customers to the 3S Banking option. Sending SMS to 30909 using your registered phone number offers you the opportunity to use Stanbic IBTC 3S Banking. The service is:
- Super simple to use, you can pay bills, transfer funds, and top-up airtime.
- You don’t have to worry about data, as the service does not require any.
- Your loved ones and indeed anyone can enjoy credit transfers from you, by simply sending an SMS to 30909 code.
- The security of your transactions is guaranteed.
How To Set Up Stanbic IBTC Self Service SMS Banking Option
- To get started via USSD, type *909*30*909# on your Stanbic IBTC registered phone number and follow the commands.
- To do the same thing through the Stanbic IBTC Android or Apple Mobile App, all you have to do is to log -in to the ‘My Bank’ module, click on your profile and select ‘3S Banking’
- You can also achieve the same result via Stanbic IBTC Self Service Internet Banking Option. Simply log-in to the Internet Banking platform and select 3S Banking.
Commands for Various Stanbic IBTC SMS Banking Option
|Banking Service||SMS Command|
|Balance Inquiry||Text ‘Balance’ and your ‘Account Number’ to 30909 e.g. ‘Balance 9200612123’|
|Block My Account Number||Send this ‘BlockAccount’ together with your ‘AccountNumber’ to the number 30909 e.g. ‘BlockAccount 9200612123’|
|Block A Card Linked to Your Account||Text the command ‘BlockCard’ and your valid AccountNumber’ to 30909 e.g. ‘BlockCard 9200612123’|
|Bank Enquiry||Send the word ‘Contact’ as an SMS to 30909|
|Feedback||Send the alphabet ‘FB’ together to 30909|
|My Branch||Text the word ‘MyBranch’ with your ‘AccountNumber’ to 30909 e.g ‘MyBranch 9200612123|
|To quit any request/function (except the BlockAccount and BlockCard services)||Send the command ‘Quit with any of (BVN, Balance, Help, etc.)” to 30909 e.g. ‘Quit BVN’ to 30909|
|Register SOS (To register an alternate phone number to your Stanbic IBTC bank account)||Send the command ‘RegisterSOS 23480XXXXXXX’ to 30909. Make sure that the new phone number is in a phone where you can receive text messages.|
|Statement of Account||Text the command ‘Statement’ your ‘AccountNumber’ the ‘StartMonth’ followed by ‘StartYear’ and ‘EndMonth’ with ‘EndYear’ to 30909 e.g ‘Statement 9200612123 01 2017 03 2017”|
|Stop Cheque||Send the command ‘StopCheque’ with the ‘ChequeNumber’ and ‘AccoutNumber’ to 30909|
|Help||Text the word ‘Help’ to 30909|
Internet banking is made easy, anytime, any day, all thanks to Stanbic IBTC. Once you’re registered, you can log in to your account here and carry out transactions. Some unique features of this option is that;
- Easily manage recurring transactions.
- You can carry out all Western Union transactions online.
- Your PIN-enabled platform can authorize transactions as soon as they come in. It’s secure, safe, and fast.
- You can also make payments to people/beneficiaries easily and at the same time be able to gain more insight through the payment manager which has your Beneficiary management and Quickteller biller management.
However, you should bear in mind that on the Stanbic IBTC Internet Banking Self Service banking option, a N50+VAT charge per transaction made to other banks applies.
One of the Stanbic IBTC self service banking options that is gaining prominence is the Bulk Note Acceptor. Queuing before a cashier and having to fill a teller is no longer a nightmare for you. With a bulk note acceptor, you can deposit cash without filling a teller or having to visit any Stanbic IBTC bank closer to you. With this service;
- You can deposit a huge amount of money, up to as much as 10,000,000.
- Your access to the bulk service terminal is unlimited.
- You get immediate value for your deposit.
With Stanbic IBTC you can enjoy the full complement of services with the bank across Nigeria. Registering your BVN with the bank offers a more secure service for you. With your BVN registered,
- You stand the chance of maintaining account privacy, whose details are only known to you.
- You enjoy services anywhere in the world with your BVN number.
- Your account gets protected from fraud.
Stanbic IBTC USSD banking is one of the numerous Stanbic IBTC self service banking options for you. Dialing the USSD banking code *909#, you can perform several transactions using your mobile. With no charges, you can open an account, buy data/airtime, transfer funds, and access the bank’s online services. This option is instant, reliable, secure, and accessible 24/7. Some of Stanbic IBTC self service banking options you can perform using the USSD code include:
- Airtime purchase for all mobile telecommunication networks in Nigeria. You can also buy airtime for other people
- You can quickly transfer funds from your Stanbic IBTC account to another to Stanbic IBTC account or even other banks
- Check your Stanbic IBTC account bank balance
- Request for a new card linked to your bank account
- Block a card whose security has been compromised
- Request to change the card linked to your account
- PIN Request for a cheque book
- Open a bank account
- Pay all utility bills
- Access EZ Cash Loan
- Request your statement of account
- Create a Stanbic IBTC @Ease Wallet
The Stanbic IBTC Transfer Code
Stanbic IBTC bank also has a mobile transfer/USSD code (*909#) you can access to make transactions online. With Stanbic IBTC code, you can make transactions anywhere in the world and its features include:
- Link your wallet to your debit account.
- Buy monthly subscriptions and pay PHCN bills.
- Deposit and withdraw cash at any agent locations.
- To reset your PIN and view your transaction history whenever you want, the code is excellent for you.
- Your Verve Card can be linked to your wallet to make ATM transactions.
- You can buy airtime for yourself and others on your mobile using the code.
How To Activate The Stanbic IBTC Transfer Code
With all the above-mentioned benefits of the Stanbic IBTC transfer code, you may want to apply for the service. Mind you, you’ll need to activate the code before proceeding. The requirements necessary for the activation are:
- An active Stanbic IBTC bank account number.
- Your mobile phone number, registered with your active account.
- Your mobile device.
To get started with activating your Stanbic IBTC bank transfer code, take these few steps;
- Dial *909*1*7# to get started. Make sure to carry out this initial step with the number you registered your account with.
- Next is to follow the instructions displayed on your screen.
- Choose your Stanbic IBTC PIN which is the 4 digits you created with your registered phone number.
- Re-enter your PIN to confirm and a success message will be sent to you.
How To Get Your PIN After Activating the Code
To activate your transfer code. You must first activate/register your PIN. To get that done, follow these few steps;
- Dial *909# on your mobile. Make sure to do so with the phone number registered with your bank account.
- Select six (6) from the options displayed on your screen.
- Select option one (1) for My bank and seven (7) to create your personalized PIN.
- Then create the PIN of your choice. Make sure it’s a 4 digit number you can easily remember.
Stanbic IBTC is a bank anyone who chooses to grow financially should bank with. As one of the largest and richest commercial banks in Nigeria, the bank offers several customer-friendly services and makes its customers feel at home. Your decision to bank with them may just be the best as you stand to gain many benefits with their numerous self service banking options. Stanbic IBTC bank is a subsidiary of the parent company Stanbic IBTC Holdings, others include Stock Brokerage, Venture, Investment Advisory, Asset Management, etc. Stanbic IBTC is a financial service holding company headquartered in Victoria Island, Lagos, Nigeria.