How To Apply For A Loan With Regional Finance

Regional Finance is owned and operated by Regional Management Corp. headquartered in South Carolina. Regional Management Corp. is a publicly traded company on the New York Stock Exchange under the symbol RM.

It is a financial services company best known as a loan company. At Regional Finance, they promise loans to fit every need. These loans come in three types; small personal loans, large loans and auto loans.

Here is what you need to know about the type of loans that Regional Finance offers;

Small Personal Loans

With the small personal loans, Regional touts a package that can be just the right amount to get you through unexpected events when you need a loan quick. Their small secured loans up to $2,500 are typically payable on terms of 6 to 24 months.

Common uses for the small personal loan include:

  • Unanticipated bills
  • Holiday cash
  • Car repairs
  • Medical or dental expenses

Large Secured Loans

Include loans for larger purchases such as furniture, appliances or cars in which cases Regional offers large secured loan. This package ranges from $2,500 to $12, 000, and can provide payment terms up to 48 months to fit your budget.

These are the needs for which this package generally applies:

  • Debt consolidation
  • Vacations
  • Appliances
  • Furniture

Auto Loans

This loan is designed with your car dreams in mind. If it is time for a new car then Regional could help you get the car of your dreams. Their auto loans are designed with you in mind. Find the car you want and they will do their best to help you find the loan that’s right for you. They offer loans up to $27,000.

READ  Glo Data Plan, Internet Settings, Customer Care & How to Check Data Balance

regional finance

How to apply for a loan with Regional Finance;

The loan process for Regional Finance is descriptively easy. All you have to do is fill out an online application or contact the Regional Finance branch nearest to you, and their friendly, qualified branch representatives will take the time to listen to your financial needs and work with you to find an amount and payment plan that is right for you.

This is applicable even to customers that have less than perfect credit. They promise to consider your individual situation and credit background and then work with you to try and find a personalized financial solution that fits your needs.

As has been pointed out in the loan type breakdown, their loans range from $2,500, larger loans up to $12,000 and auto loans up to $27,000.

There are however some things you may need to make sure of before you apply for a loan with Regional Finance. Here are some answers to questions that people often have;

  • Regional finance requires collateral in the form of personal property (TVs, stereos, etc.) and/or car or truck titles.
  • The institution will never require you to pay up-front costs or fees prior to receiving your loan proceeds. If you are ever asked to pay an up-front fee by someone claiming to be a Regional Finance employee prior to receiving your loan proceeds, you may be dealing with a scam lender, and you can contact Regional Finance immediately at (877) 762-8011. You may also contact your nearest branch, which can be found on their homepage by entering your zip code.
  • You will need to provide the following information when applying for a loan in keeping with the Federal law. The information helps them to process your application quickly, and also to protect you from the danger of identity theft. You will need to bring the following items to the branch when you apply for a loan:
READ  How To Watch KTN Live Stream TV Online For Latest Breaking News
READ  How To Watch Kenya TV Live Online

An unexpired driver’s license or other government-issued ID

A recent utility bill (water, telephone, power), bank statement, or lease agreement that states your name and physical address

Your most recent payroll stub or other proof of income

  • Currently, Regional Finance accepts the following payment methods; cash, checks and money orders. One time electronic payments, Debit Card & Electronic Funds Transfer, are also available in the following states: South Carolina, New Mexico, North Carolina, Oklahoma and Virginia.
  • Regional Finance offers payment protection plans to the tune of; life, disability, involuntary unemployment, personal property and auto single interest coverage. (Exclusions and limitations apply and vary by state).
data-matched-content-rows-num="2" data-matched-content-columns-num="4" data-matched-content-ui-type="image_stacked" data-ad-format="autorelaxed">


A Detailed Look at Genevieve Nnaji’s Biography and Why She Has No Husband

In the most populous black country on earth, it takes an individual with a prodigious talent and an excellent work ethic to rise to...

A Look At Mercy Aigbe’s Houses and The Endeavors That Built Her Net Worth

Prominent African actress Mercy Aigbe has earned pride of place as one of the most influential and highest-earning Yoruba speaking actresses with a net...

Facts About Simi’s Marriage to Husband Adekunle Gold and Who Her Daughter Is

One of the most talked-about Nigerian celebrity marriages at the moment is that of Simi and Adekunle Gold. This is understandable considering the fact...

A Breakdown of Ayo Makun’s Net Worth and The Success He’s Had With AY Live

The Nigerian comedy scene has seen several comedians who have made an indelible mark in the industry. The self-acclaimed “Warri boy” whose given name...

How To Apply For Admission at UEW (University of Education, Winneba) and The Requirements to Meet

Established in 1992 and with a growing reputation for excellence, the University of Education, Winneba, is one of the leading academic institutions in Ghana....

Featured Today

Related Stories